I didn’t have a lot of money when I was younger, but I received a hefty settlement when I was 25. I wanted to do something good with the money, so I bought a small house. The house was cheap and inexpensive, because it needed significant repairs indoors and Outdoors. The small house was located on a 2-acre lot. The lot was overgrown with weeds, and the fence was falling apart. The house needed new floors and a Fresh coat of paint. The small house didn’t have a central HVAC unit. Instead, I had a heat pump and two small window A/C units. The small heat pump worked great during the winter, and ample heat was delivered using the floor registers. During the summer season, I used the A/C units to cool the indoor air. During the first year or two, I made do with the two window A/C unit. It wasn’t the best situation, but at least I had something. During the third year in my home, I had to replace the heat pump. When I spoke with the HVAC contractor, he recommended getting rid of the window A/C units and going with a dual heating and cooling system. It was expensive to add an air conditioner to the heat pump, but I thought it would increase the value of my home. I lived in the house for another five years, before I met my wife and bought another house. When I finally sold the small dwelling, I doubled my investment. I was right about the HVAC unit, because a lot of folks were happy to see central heat and air conditioning as well.